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Home Loan Variable: 5.94% (6.39%*) • Home Loan Fixed: 5.59% (7.14%*) • Fixed: 5.59% (7.14%*) • Variable: 5.94% (6.39%*) • Investment IO: 5.79% (7.42%*) • Investment PI: 5.69% (7.36%*)

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Example Multiple Banks (Fixed)
Interest*
5.69%
Comparison*
6.04%
   
5.69%
6.31%
   
5.69%
6.37%
   
5.74%
6.00%
   
Example Multiple Banks Variable)
Interest*
5.94%
Comparison*
6.39%
   
5.95%
6.23%
   
5.99%
6.02%
   
5.99%
6.03%
   
Example BIg-4 Only (Variable)
Interest*
5.94%
Comparison*
6.39%
   
5.94%
6.49%
   
5.95%
6.23%
   
5.99%
6.01%
   
Example Invest Products (IO)
Interest*
5.79%
Comparison*
7.42%
   
5.79%
7.58%
   
5.79%
7.77%
   
5.89%
6.44%